Ripple and UC Berkeley Drive Institutional Adoption on the XRP Ledger

XRP’s long-term investment case is gaining fresh momentum as Ripple collaborates with UC Berkeley to advance institutional-grade development on the XRP Ledger. This initiative is transitioning real-world use cases from academic research to live deployment, signaling an expansion in enterprise adoption. On January 16, Ripple announced an expanded collaboration with the University of California, Berkeley, stating their aim is “to Supercharge the XRP Ecosystem” by promoting real-world development and institutional use cases on the XRP Ledger.

The firm characterized the University Digital Asset Xcelerator as a continuation of its University Blockchain Research Initiative, framing the six-week accelerator as a systematic route for converting academic innovation into production-ready implementation on the XRP Ledger. Ripple announced via the social media platform X: “UC Berkeley and Ripple’s University Blockchain Research Initiative have kicked off a pilot program aimed at speeding up the shift from academic innovation to practical XRP utility in institutions.” The program kicked off with a launch summit in Berkeley and wrapped up with a demo day at Ripple’s San Francisco headquarters. The event featured insights from Ripple co-founder Chris Larsen and CTO emeritus David Schwartz, as founders showcased their progress to XRPL core developers, Ripple leadership, and representatives from 13 venture capital firms.

The announcement details the fall 2025 pilot at UC Berkeley, which introduced nine startups to the XRP Ledger, focusing on tokenized capital markets, decentralized insurance, payments, and creator-economy applications. Ripple detailed its proactive approach throughout the program, with engineers collaborating closely with UC Berkeley faculty and industry mentors to transition projects from pilot stages to live or near-mainnet deployment. Multiple teams demonstrated significant progress throughout the six-week program. Wavetip has successfully migrated to the XRPL mainnet and introduced a Chrome Web Store extension. Meanwhile, X-Card has onboarded over $1.5 million in physical collectible inventory via strategic merchant partnerships. Blockbima has seen a remarkable increase, tripling its active user base.

Meanwhile, CRX Digital Assets has significantly expanded its tokenized Brazilian credit volume, soaring from $39 million to $58 million by leveraging Ripple’s global payments network. Additionally, Blockroll has made strides in advancing stablecoin-backed virtual cards tailored for African freelancers. Additional cohort outcomes featured finalized equity tokenization models, early insurance revenue generation, expanded strategic partnerships, and enhanced go-to-market execution. Ripple described the pilot’s cumulative impact as “strengthening the XRP ecosystem” by aligning academic research, founder execution, and enterprise-grade blockchain infrastructure around real-world utility.